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Intro SMSF property investment offers powerful tax benefits and control, but strict rules apply. Most banks don’t handle SMSF lending well—specialist structuring is essential. Key Benefits Concessional tax rate (15%) Full control over investment decisions Ability to leverage through LRBA Strong asset protection Important Rules Property must be income-producing No personal use of SMSF assets Loan must be structured under LRBA rules Compliance with ATO regulations is critical Final Thought With...

Intro Loan structure is one of the biggest factors in long-term investment success. The wrong structure limits borrowing capacity, cash flow, and tax efficiency. Smart Investor Structures Interest-only loans for cash flow Offset accounts to reduce interest Variable rates for flexibility Split loans for clear separation of debts Why Structure Matters Correct structuring improves: Cash flow Tax deductions Portfolio scalability Borrowing power for future properties Key Insight Investors who plan...

Intro Commercial property investment can deliver strong returns, but it isn’t suitable for everyone. While higher income and longer leases are appealing, commercial property also comes with higher capital requirements and risk. This guide explains the real pros and cons investors need to understand before entering the commercial property market. Pros Higher rental yields compared to residential property Longer lease terms (3–5 years) provide income stability Triple-net leases often shift...