Property Investor Loan Structures That Work

Intro

Loan structure is one of the biggest factors in long-term investment success. The wrong structure limits borrowing capacity, cash flow, and tax efficiency.

Smart Investor Structures

• Interest-only loans for cash flow

• Offset accounts to reduce interest

• Variable rates for flexibility

• Split loans for clear separation of debts

Why Structure Matters

Correct structuring improves:

• Cash flow

• Tax deductions

• Portfolio scalability

• Borrowing power for future properties

Key Insight

Investors who plan early build faster and avoid costly restructures later..